Economist says there are likely to be "distortions" in the data
New rates came after bank broadened its online mortgage offering
Organisations warn on the impacts of new rules on rental properties
It is the first major change from a big-four bank since latest housing reforms
Changes came after mortgage deferral scheme ended in March
Bank says that 'significant progress' is being made in addressing housing shortage
Rate third lowest in the market
Advisers are being encouraged to 'expand' conversations with clients
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