"Vigilance will remain the price of liberty from COVID-19"
They believe it is the final cut because negative OCR is “no longer necessary”
Experts say dropping interest rates are responsible
They emphasise the need to change expectations
It hopes the decision will “bring balance” to the property market
He lays out the bank's 'rebuild' plans for 2021
They could push mortgage terms to 40 years with extra interest
The first two weeks of January saw a big increase in the number of new listings
He previously had a successful career in a lending role at a major bank