Advisers say it was "not in the spirit of what we think the RBNZ is trying to manage"
High LVR borrowers expect an increase in their mortgage balance
It is the second non-bank to offer the hardship option
Advisers have feared that customers taking payment holidays would face difficulties accessing finance in the future
All banks are offering an emergency loan package for struggling businesses
It focuses on cash flow and confidence in the financial system
Adviser says he expects rates below 2% to appear on the market
One in four agents notice more investors in the market in June
However, the region still has excellent opportunities for buyers in the winter