Securing finance is as difficult as ever even with the drop of interest rates
She says the decision is long overdue
Advisers say it was "not in the spirit of what we think the RBNZ is trying to manage"
It is seeking industry feedback and will make a decision in seven days
It says the govt is in talks with alternative lenders, but it wants to offer the option right away
It focuses on cash flow and confidence in the financial system
"New Zealanders are starting to turn their minds to the future"
The regulator says the advice had "the potential for significant harm"
This version is "better suited to the learning needs" of new and experienced advisers