Despite mortgage rates dipping to below 4%, real estate professionals are warning home buyers to exercise caution
Mortgage advisers say borrowers should be aware of and understand mortgage affordability “test rates” rather than being kept in the dark.
A non-major has raised its industry leading low rate for one year fixed home loans above four per cent.
The insurance sector has called on the government for more transparency in commission and incentive related disclosure to clients but a mortgage adviser says this is needed in the loan writing sector too
The buyer-friendly mortgage market shows no signs of abating as another bank cuts its rates
"Money is not complex, and financial education is not nearly simple enough" – manager
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